Collision Coverage is for collision with which of the following?

Collision Coverage is for collision with which of the following?

• A. Another object or overturn
• B. The insured's own vehicle only
• C. A pedestrian only
• D. Environmental damage

Answer: (A)

Collision coverage protects your vehicle when it sustains physical damage from a crash with another object or from overturning. It pays to repair or replace your own car after those kinds of incidents, up to your policy limits and after you’ve paid the deductible. It does not apply to injuries to people (that’s handled by liability or medical payments coverage) and it doesn’t cover non-collision perils like environmental damage or theft/vandalism. So the correct understanding is that collision coverage is for damage to your car resulting from a collision with another object or from an overturn.

Collision coverage protects your vehicle when it sustains physical damage from a crash with another object or from overturning. It pays to repair or replace your own car after those kinds of incidents, up to your policy limits and after you’ve paid the deductible. It does not apply to injuries to people (that’s handled by liability or medical payments coverage) and it doesn’t cover non-collision perils like environmental damage or theft/vandalism. So the correct understanding is that collision coverage is for damage to your car resulting from a collision with another object or from an overturn.