Specified cause of loss coverage includes which of the following perils?

Specified cause of loss coverage includes which of the following perils?

• A. The sinking, burning, collision, or derailment of any conveyance transporting the covered auto
• B. Earthquake
• C. Explosion only
• D. Hidden mold

Answer: (A)

Specified cause of loss coverage is a named-peril form. It covers only the perils listed in the policy. For a covered auto while it’s being transported, the listed perils include the sinking, burning, collision, or derailment of the conveyance transporting the vehicle. This exact set is what this coverage is designed to protect against, which is why it’s the best choice. Earthquake, explosion only, and hidden mold aren’t the perils defined for this in-transit, specified-peril coverage, so they don’t fit.

Specified cause of loss coverage is a named-peril form. It covers only the perils listed in the policy. For a covered auto while it’s being transported, the listed perils include the sinking, burning, collision, or derailment of the conveyance transporting the vehicle. This exact set is what this coverage is designed to protect against, which is why it’s the best choice. Earthquake, explosion only, and hidden mold aren’t the perils defined for this in-transit, specified-peril coverage, so they don’t fit.