Symbol 9 is best described as liability for non-owned autos. Which scenario fits?

Symbol 9 is best described as liability for non-owned autos. Which scenario fits?

• A. Autos the name insured does not own, lease, hire, rent or borrow and used in business
• B. Autos owned by insured employees
• C. Hired autos
• D. Newly acquired autos

Answer: (A)

Symbol 9 covers liability for non-owned autos—vehicles the named insured does not own but uses in the insured’s business. The best fit is autos the name insured does not own, lease, hire, rent or borrow and used in business. This directly matches the idea of non-owned vehicles being used in the business operations, for which the insured seeks liability protection. The other scenarios map to different coverages: hired autos refer to vehicles the insured rents or borrows and are covered under a separate symbol; newly acquired autos and autos owned by insured employees typically relate to owned-vehicle coverage or other automatic provisions, not the non-owned-auto liability described by Symbol 9.

Symbol 9 covers liability for non-owned autos—vehicles the named insured does not own but uses in the insured’s business. The best fit is autos the name insured does not own, lease, hire, rent or borrow and used in business. This directly matches the idea of non-owned vehicles being used in the business operations, for which the insured seeks liability protection. The other scenarios map to different coverages: hired autos refer to vehicles the insured rents or borrows and are covered under a separate symbol; newly acquired autos and autos owned by insured employees typically relate to owned-vehicle coverage or other automatic provisions, not the non-owned-auto liability described by Symbol 9.