Under Symbol 7 limited coverage for a replacement auto, if the replacement is for the first vehicle, what coverage does the new auto have and for how long?

Under Symbol 7 limited coverage for a replacement auto, if the replacement is for the first vehicle, what coverage does the new auto have and for how long?

• A. Liability and Collision for 30 days
• B. Liability only for 30 days
• C. Full coverage for 60 days
• D. No coverage for 30 days

Answer: (B)

Symbol 7 provides a temporary, limited cover‑age situation for a replacement auto. When the replacement is used in place of the first vehicle listed on the policy, the new auto is covered only for liability, and this coverage lasts for 30 days. In other words, you’re protected against third‑party claims you might incur with that replacement vehicle, but there’s no physical damage protection (like collision) for the replacement during that period unless you add it or change the wording on the declarations. The 30‑day window is designed to bridge the gap until permanent coverage on the replacement vehicle can be arranged.

Symbol 7 provides a temporary, limited cover‑age situation for a replacement auto. When the replacement is used in place of the first vehicle listed on the policy, the new auto is covered only for liability, and this coverage lasts for 30 days. In other words, you’re protected against third‑party claims you might incur with that replacement vehicle, but there’s no physical damage protection (like collision) for the replacement during that period unless you add it or change the wording on the declarations. The 30‑day window is designed to bridge the gap until permanent coverage on the replacement vehicle can be arranged.